Rep. David R. Kessler
130th Legislative District
Berks County
Mortgage and Personal Finances Resources

Important Links

Homeowners' Emergency Mortgage Assistance Program (HEMAP)

  • Helps people who, through no fault of their own, are in danger of losing their homes to foreclosure. If you've received a letter and Act 91 notice, you will need to contact a HEMAP counseling office.

REAL Refinance Program

  • Available to homeowners who are looking to refinance at more affordable terms.

File a Consumer Complaint with the Attorney General's Office

    If your bank or mortgage company is uncooperative with you after you receive a foreclosure notice, you can file a Consumer Complaint.

Checklist to file a complaint

  • Make sure you gather these documents in order to file a complaint.

Personal Financial Management Inc. Complaints

The Allentown office of the Attorney General is handling all complaints regarding Personal Financial Management, Inc. of Exeter:

Bureau of Consumer Protection
4th Floor, 801 Hamilton Street
Allentown, PA 18101
Phone: 610-821-6690
Fax: 610-821-6529

If you have submitted information to the Harrisburg office of the Attorney General, that information will be forwarded to the Allentown office.

If you feel you have omitted some information, simply send a letter to the office of Attorney General explaining what you omitted and they will add it to your file.

If you have received a letter from the Attorney General acknowledging receipt of your information and have a file number, that number should be included in your correspondence.

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