A new scam has emerged targeting people who have trouble paying their mortgages. Scammers will claim they can “rescue” homeowners from foreclosures, while others promise loan modifications, and for a fee. I want to help consumers avoid scams that could make their housing situation go from bad to worse.

For free help in avoiding foreclosure, contact one of these trusted sources:

• Pennsylvania Housing Finance Agency (1-800-342-2397)
• HOPE NOW (1-888-895-HOPE)