DeLuca: State Insurance Department releases brochures to help home-based and small-business owners

HARRISBURG, May 2 – State Rep. Tony DeLuca, D-Allegheny, said two brochures are available to help home-based and small-business owners make sure they have adequate insurance coverage and to navigate how to file claims should storm damages occur.


The Pennsylvania Insurance Department put together the brochures and they can be found on the new Business Insurance website. Information such as tips for reporting a claim, how to protect your business; along with help to any other questions for entrepreneurs, are addressed.


“Businesses are the backbone of a healthy economy and we want to make sure business owners are protected and know how to be proactive when unforeseen disasters occur,” DeLuca said. “These brochures offer great information for our home-based businesses and small businesses throughout the commonwealth.”

Home-based business owners should not rely on homeowner’s coverage to protect their business, according to the Insurance Department. The new
Home-Based Business brochure also suggests that homeowners’ policies may not provide coverage for customers or employees that get hurt inside the home-based business property; for lost income because of damage to the home; or if a client’s data is stolen.


Additionally, the new After the Storm brochure advises small-business owners to keep track of the damage made to the business property; damages to property owned by others; lost business income and extra expenses caused by the claim.


Other related brochures include Workers’ Compensation and Using Your Personal Automobile for Business.


DeLuca serves as Democratic chairman of the House Insurance Committee.