Loans Available to Small Businesses and Non-profits Facing Economic Losses Related to COVID-19

Governor Tom Wolf today announced the availability of low-interest loans for small businesses and eligible non-profits across Pennsylvania through the U.S. Small Business Administration (SBA). 

Businesses may obtain information and loan applications by calling the SBA’s Customer Service Center at 1-800-659-2955 (1-800-877-8339 for the hearing impaired), or by e-mailing 

Loan applications also can be downloaded at Applicants may apply online using the Electronic Loan Application (ELA) via the SBA’s secure website at Completed applications should be returned to the local DLOC or mailed to:

U.S. Small Business Administration

Processing and Disbursement Center

14925 Kingsport Road

Fort Worth, TX 76155


The deadline to return economic injury disaster loan applications is Dec. 21, 2020. 

SBA’s Economic Injury Disaster Loans offer up to $2 million in assistance and can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. 

The interest rate is 3.75% for small businesses without credit available elsewhere; businesses with credit available elsewhere are not eligible. The interest rate for non-profits is 2.75%.

SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years. Terms are determined on a case-by-case basis, based upon each borrower’s ability to repay. 

If you have questions about ways to keep your business afloat during these uncertain times, I encourage you reach out to the PA Chamber of Business and Industry at (717) 255-3252 or the Harrisburg CREDC at (717) 232-4099.