House unanimously passes Merski’s measure to tighten rules for public adjusters
Rep. Robert Merski February 4, 2026 | 9:40 AM
HARRISBURG, Feb. 4 – With growing concerns about transparency and consumer protections in the insurance claims process, state Rep. Bob Merski, D-Erie, secured unanimous House passage of H.B. 1972, a measure that strengthens oversight of public adjusters and bolsters safeguards for homeowners across Pennsylvania.
House Bill 1972 would revise key definitions in the Public Adjuster Licensing Law, tighten licensure requirements, and expand mandatory written disclosures of financial interests. The bill would update bond and fee provisions, add new prohibitions and pre-contract disclosure requirements, and revise contract and license revocation provisions to better protect policyholders from conflicts of interest and excessive commission practices.
“Too many Pennsylvanians have faced confusing contracts and unexpected fees at a time when they can least afford them,” Merski said. “This bill brings needed clarity and accountability to the public adjuster profession so homeowners can get fair, transparent help when recovering from property loss.”
Merski noted the bill was developed with input from regulators, consumer advocates and industry representatives to ensure reforms are practical and enforceable.
“We listened to the people who handle claims, the officials who enforce the rules and the families who rely on clear information,” he said. “The result is a balanced approach that protects consumers while preserving honest, professional service.”
The bill now heads to the state Senate for consideration.