Snyder: Potential homeowners need to know about Pa.'s mine subsidence insurance program

HARRISBURG, March 19 – Prospective homebuyers would be told of the state’s mine subsidence insurance program when considering a purchase in an area where mining has taken place, under a bill proposed by state Rep. Pam Snyder, D-Greene/Fayette/Washington.


Snyder’s legislation would require that information about the insurance – offered through the state Department of Environmental Protection – be given to those contemplating buying a home in an area where coal or clay mining activities have occurred. This information would be provided either by the seller or the real estate agent.


“Imagine buying a new home for you and your family, only to find out that its foundation has cracked and is sinking, due to mine subsidence,” Snyder said. “Currently, no regulations exist in Pennsylvania requiring that homebuyers be made aware that mine subsidence insurance is available, or that it be recommended to them. My bill would ensure this information is provided to allow them to make an informed decision.”


Snyder noted her legislation would not place a financial mandate on homebuyers, but only require that the pertinent information be provided to those in the market for a new home.


House Bill 27 is currently before the House Environmental Resources and Energy Committee for consideration.